We cover equipment, electronic equipment and personal effects up to $5000.
Deductible on personal effects and electronics is $200.
This covers costs incurred by You should the Insured Vessel become disabled for any reason other than loss or damage covered by this policy. We will pay for the reasonable cost, up to a maximum of $2,500, for:
Should the Insured Vessel be lost or damaged by an insured peril and it is necessary for You to rent a replacement vessel while the Insured Vessel is being replaced or repaired, We will reimburse You for that rental cost subject to the limits stated below.
If while holidaying, the Insured Vessel is lost or damaged by an insured peril and it is necessary for You to incur additional living expenses while the Insured Vessel is being replaced or repaired, We will pay any reasonable increase in costs, subject to limits stated below.
We will not pay more than $500 in total per day, subject to a limit of $5,000 per loss.