Marine

Benefits under AllMarine Points.

$5000 on personal effects

We cover equipment, electronic equipment and personal effects up to $5000.


$200 deductible on personal effects and electronics

Deductible on personal effects and electronics is $200.


$2,500 emergency towing and preventative costs. 

This covers costs incurred by You should the Insured Vessel become disabled for any reason other than loss or damage covered by this policy. We will pay for the reasonable cost, up to a maximum of $2,500, for: 

  • Towing to the nearest facility where necessary repairs can be made.
  • The cost for delivery of necessary fuel or repair parts to the site of disablement (excluding the cost of items delivered).
  • The cost of emergency labour performed at the site of disablement.
  • The cost of reasonable measures taken to avoid loss of or damage to the Insured Vessel from a known peril covered under this Policy.

Loss of use and additional living expenses $500 day / $5,000 

Should the Insured Vessel be lost or damaged by an insured peril and it is necessary for You to rent a replacement vessel while the Insured Vessel is being replaced or repaired, We will reimburse You for that rental cost subject to the limits stated below.

If while holidaying, the Insured Vessel is lost or damaged by an insured peril and it is necessary for You to incur additional living expenses while the Insured Vessel is being replaced or repaired, We will pay any reasonable increase in costs, subject to limits stated below.

We will not pay more than $500 in total per day, subject to a limit of $5,000 per loss. 

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