Boat types eligible for coverage 

Outboard powered boats 

A boat with the motor attached to the transom of the boat. 

Inboard powered boats

If you rely on your vehicle daily, loss of use coverage will provide you coverage for the cost of replacement transportation if the vehicle is stolen or involved in an accident, regardless of fault.

Inboard/outboard powered boats

A boat with a standard inboard engine with a drive unit much like that of an outboard motor.

Pontoon/deck boats

A boat built on pontoons with a flat surface to walk and sit on. These are designed for slow movement on inland lakes and rivers.


A boat that utilizes at least one sail for power. Sailboats may also have a motor that is used as an additional power source.

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