Can provide you with coverage in the event water comes into your home through your sewer lines or your sump pump fails.
Items such as jewellery, furs, collections, watercraft or bicycles can be subject to a limit in the policy. If you have a higher valued item, scheduling the article on your policy might be in your best interest.
Can provide coverage for mechanical or electrical breakdown, rupture or bursting of your cottages heating and/or cooling system.
Previously declined by all companies, this coverage can now be purchased with select markets. It can provide coverage if water enters your cottage through a window well after a heavy rainfall or if a body of water rises or overflows and causes damage to your cottage.
To tailor your insurance to your needs, here are some things we will need to know about your seasonal property to ensure you are getting the best coverage available:
There are a few policies that are available for a rental property. We will help you determine what policy best suits your needs.
Provides very basic coverage on the rental property and is limited to losses like fire, wind, hail. There are a number of exclusions within this type of policy.
Provides All Risk coverage for your cottage and only Named Perils coverage for your contents. This means that coverage would not be available for accidental loss or damage caused to your contents.
Provides All Risk coverage on both the house and contents.